Financial planning is essential and everyone manages expenses one way or the other. In the old days, we used to note down expenditures on true and trusted physical paper. And now as with all services, we use apps. Both Android and Apple ecosystem carry many finance apps that will spoil and confuse you. A particular app working for someone might not suit your needs.
Besides, you should be careful when opting for an app over the other. Since there is no way to transfer data entries from one app to another, you must choose wisely.
MoneyWiz - Personal Finance for iPad. $0.99 More info. Noiseware for mac os. MoneyWiz is another great financial utility for iPad. The app allows the user to set up multiple accounts and view overall. Finance your purchase at Simply Mac with Affirm. Get your Mac, iPad, Apple Watch, or any other Apple product with low monthly payments.
In this article, we will be talking about the top five expense tracker apps for iPhone and iPad. By the end of the post, I'm sure you will find a perfect match for you. Let's dive in.
Note: Although this post is about expense trackers for the iOS ecosystem, I will give priority to those with cross-platform availability. As I said earlier, it's tough to move from one app to another so it's better to make sure if the same app is available on Android or not.1. Spendee
Spendee is an all-rounder expense tracker app. You can manually add expenses, add income, and use multiple wallets to add and deduct the money from the given account.
The interface is clean and simple to use. The default home page shows the available wallets with final balance and total expenditure with income of the month.
The company recently unveiled bank connection function, by which you can connect your local bank account with Netbanking credentials. You are only giving them read-only access, so need to worry about data misuse here. I connected my Credit Card and the app was able to pull all the necessary information with ease.
Other functionalities include a detailed overview of spending habits with graphs, edit/delete categories, and protect the app with face ID/password option. The widget option lets you quickly glance over the wallet balance and add a swift transition from there.
Download play for mac os. The app is available on Android and Web too.
Download Spendee for iOS Also on Guiding TechExpensify vs. Shoeboxed: Which Expense Manager is Right for You
Read More2. Toshl
Toshl is one of the oldest (and robust) expense trackers. A couple of years ago, the app went through a huge makeover on all platforms. And you can see the effort in the app UI.
Unlike the basic dark/light theme, the app follows and give the user paper-like feel with a light-yellow background. By default, it takes you to the expenses page. The other information is hidden in the app UI.
Swipe left to see the wallets, budgets, and export options. The River Flow is a unique one that gives you a 'river flow' style chart with income, expenses, and budget.
Similar to Spendee, Toshl has added the bank connection function to let you automatically add bank entries directly to the app. The app follows the familiar design on every platform so you will feel right at home on Android and Web.
3. Money Lover
Money Lover keeps it simple with a light theme with a green touch. The app takes you directly to the main page with added expenses organized with days.
The major options rest at the bottom, which is nice. My only problem with the UI is, (as I frequently switch among wallets) the ability to switch among wallets is placed way too high at the upper-left corner.
As always, the functions include reports with graphs, budget planning, bills, the ability to lock the app with Face ID, and more. Strangely, there is an icon store in the app, where one can buy category icons for the app. Need for speed most wanted mclaren.
The bank connection functionality is available too. But I found the number of supported banks are less than the rivals. You can carry over all the data to Android and Web too.
Download Money Lover for iOS Also on Guiding TechTop 15 Excel for iOS Keyboard Shortcuts for Better Productivity
Read More4. Wallet – Daily Budget & Profit
Wallet by BudgetBackers is more of a financial assistant than an expense tracking app. The application follows the default iOS design cues with bottom bar options and lots of white throughout the UI.
Now, of course, you can add expenses, income, create budgets, add bills, and more.
The differentiating factor is the Wallet Now functionality. It gives you a detailed overview of total accounts. One can also see the current currency rates and the latest blogs about financial planning from the menu.
Use Ipad App On Mac
The bank account connectivity is available too. And Wallet has the highest number of supported banks compared to the other apps on this list.
Also, the app features Wallet Assistant and Location tracking functionality.
Download Wallet for iOS5. Wally
Wally is one of the popular expense tracker apps for the iOS ecosystem. The app presents all information to the user at first glance. You can see the remaining budget, added data entries, last week's graph, and categories.
My only gripe with the UI is that the app is way too white and the menu options are small. You'll often find yourself clicking on wrong options accidentally.
As usual, you can add reminders, expenses, create budget and more with the Wally. Linking bank account is also available as a paid option.
Wally supports the Android platform, but there isn't a web app available right now.
#finance
Click here to see our finance articles pageWhich App Is the Best to Track Expenses?
All the apps mentioned above nail the basic functionality with expense tracking and budgeting options. And they all support bank connections too. You may go with an option that matches with your spending habits and has a supported bank of your preference. I use Spendee. What's your pick?
Next up: Although the Crypto market isn't hot as it was in late 2017, the companies are still experimenting with different cryptocurrencies and new ICO. Read the post below on how to find them.
The above article may contain affiliate links which help support Guiding Tech. However, it does not affect our editorial integrity. The content remains unbiased and authentic.Read NextHow to Find New Cryptocurrencies/Altcoins & ICO'sAlso See#finance #comparison
Did You Know
Google PhotoScan lets you scan your old photos, minus the flash.
More in iOS
20 Best iPhone Apps With Useful Widgets
If you are looking for the best personal finance app for your iPhone and iPad, you are the right place. You can see here 15 best personal finance apps for iPhone, iPad and other iOS, that allows you to manage your financial management and making the right financial decision.
Best Personal Finance Apps
1. Daily Budget Original Pro ( iPhone + iPad ) :-
If you want to calculate your daily budget, plan & save for big spending, basic categories for expenses and backup safely on your iPhone and iPad, you can use Daily Budget Original Pro app on your iPhone and iPad.
With the help of Daily Budget app, you can sync your data, you can encrypt it before uploading it to the cloud. There are also lots of paid features such as customizable categories, data encryption, PIN protection, Multi users through Dropbox, Remove ads, CSV file export, analysis graphs and more.
2. HomeBudget with Sync ( iPhone + iPad + Apple Watch ) :-
HomeBudget with Sync app helps you to track your expenses, income, bills-due and account balances. With the helpo of this app, you can create or edit or delete expenses and recurring expenses, you can attach photo or images of receipts, you can drag and resize images on screen, you can search expense entries, you can create or edit or delete income and recurring income, you can also create or edit or delete bills and recurring bills, you can make payment on bills either an as expense or as a transfer and you can view transactions and do transfer between accounts, you can export data or reports by email or through WiFi. HomeBudget with Sync app has lots of features such as support for multiple currencies and automatic exchange rate conversion, optionally associate an account and payee with an expense, calendar and list view of bills, bill reminders, set a budget, and track expenses at the category or sub-category level, suppots for accounts like checking, savings, Credit, Debit, Cash etc; automatically sync multiple devices, backup or restore complete application data including all receipts and much more.
3. MoneyWiz 2 – Personal Finance Manager ( iPhone + iPad + Apple Watch ) :-
This is one of the most user-interface, powerful and beautiful finance app for iPhone, iPad and Apple Watch. MoneyWiz 2 has lots of unique features such as accounts-you can choose from variety of Accounts like Credit Card, checking, saving, loan, cash, investment or brokerage or online banking; Budget- you can monitor your transactions and assign them; Bills-you can browse all your bills in list or on calender and, see projections for any period with one finger tap; Worldwide online Banking- you can connect your online banking into MoneyWiz; Transactions entry- you can customize what fields you want to use, configure setting for each field, use the pull-down gesture to save a transaction; Protection- you can protect your data with PIN; Dashboard- you can fill it with multiple widgets which you can re-arrange and configure and, you can do much more.
4. Mint:Personal Finance & Money ( iPhone + iPad + Apple Watch ) :-
Are you looking for a free money manager and financial tracker app? If yes, you can install Mint-A personal finance and money app on your iPhone, iPad and Apple Watch. With the help of Mint app, you can manage all your finance easily with safely, you can keep track of your credit score to help you can be smart about it, no credit card required, you can track and pay bills and you can see your account balances and, you can also create budget effortlessly. Mint app has several amazing and useful features such as save time & money, budget better, be smart about your credit score, get bill pay reminders, stay secure, syncs with the Mint web app and, much more.
5. YNAB – Budget, Personal Finance, Expense Tracker ( iPhone + iPad + Apple Watch ) :-
YNAB is one of the best and popular personal finance app for iPhone, iPad and Apple Watch users. With the help of YNAB app, you can easily connect all your accounts at one place, you can access to all your data and makes it simple to share finances with your partner, you can set and track goals to reach them faster and, you can also view detailed reports, visual spending and trend reports and help you measure progress and improve.
6. Acorns: Invest Spare Change ( iPhone + Apple Watch ) :-
If you want to save and invest small amounts regularly into your own diversified portfolio, you can use Acorns App on your iPhone and Apple Watch. With the help of Acorns app, you can invest your spare change into a diversified portfolio of ETFs of more than 7,000 stocks and bonds, you can easily invest with recurring investments like-daily, weekly, monthly, one-time investments, referrals and found money, you can watch your progress anytime, anywhere and, you can also protect against fraud. Acorns app has several amazing and useful features such as SIPC protected, gain access to online personal finance publication, grow magazine, withdraw anytime and, much more.
7. Credit Karma: Credit Scores, Reports & Alerts ( iPhone ) :-
Credit Karma is one of the best, powerful and secure personal finance app for iPhone users. With the help of Credit Karma app, you can get your free credit scores, reports & alerts, with the help of free education, tips and tools of Credit Karma app, you can understand your scores and reports then you can make informed financial decisions, with the help of personalized recommendations, you can get credit cards and loans.
8. Wally – Smart Personal Finance ( iPhone ) :-
If you are looking for the simplest personal finance app on your iPhone that way to track your expenses, income, set a savings target and scan receipts. With the help of Wally-Smart Personal Finance app, you can watch your balance your income & expenses, you can understand where your money goes, you can easily track a daily budget, you can scan receipts and, you can also do much more.
9. PocketGuard: Personal Finance, Budget & Bills ( iPhone + Apple Watch ) :-
Do you want to keep your financial accounts in a place securely? If yes, you can use PocketGuard app on your iPhone and Apple Watch. With the help of PocketGuard app, you can easily sync all of your personal finance accounts in one place like- bank accounts, credit cards, loans, savings & investments, you can track your income, bills and recurring subscriptions, you can create spending limits, you can receive alerts and reminders, you can compare your current month's spending to your average, you can watch your daily, weekly and monthly budgets and, you can also set and reach your saving goals.
10. Personal Capital Budgeting & Investing ( iPhone + iPad + Apple Watch ) :-
It is one of the most trusted and updated personal finance app for iPhone, iPad and Apple Watch users. With the help of Personal Capital Budgeting & Investing app, you can track and manage your financial life, you can understand, manage and grow your net worth and, you can also see all of your accounts in one place, you can set a spending target and track it on to go, you can review new transactions, you can create and follow a budget, you can monitor credit card balances, you can see detailed income and spending by category or payee and, you can also compare your portfolio against major market benchmarks and stay on track to meet your investing goals.
11. EveryDollar Easy Budgeting App ( iPhone ) :-
If you want to make monthly budgets effortlessly, you can use EveryDollar Easy Budgeting app on your iPhone. With the help of EveryDollar app, you can create a fully customized monthly budget in minutes, you can track spending as it happens in a few seconds, you can watch what you have spent and what's remaining for the month, you can access your budget through the app or desktop browser, you can sign in with Touch ID and, you can also split transactions across multiple budget items.
12. Fudget: money management ( iPhone + iPad ) :-
Fudget is one of best and user-interface money management apps for iPhone and iPad. Fudget has lots of powerful and unique features such as one-tap adding & editing, no time constraints, learn the interface in seconds, create simple lists of incomings and expenses, passcode lock & login, Touch ID login, Dropbox save & restore, themes, calculator, export CSV and, much more.
13. Goodbudget Budget Planner ( iPhone ) :-
With the help of Goodbudget Budget Planner app, you can make sense of your budgeting and spending with in -app reports, you can share a budget with sync across multiple phones or the web, you can know how to modify your budget after analyzing reports, you can track your bank balances in addition to envelope balances, you can schedule transactions and, you can do much more.
14. Mvelopes – Budget App & Envelope Budgeting ( iPhone + iPad ) :-
Finance App For Mac And Ipad Pro 10.5
The interface is clean and simple to use. The default home page shows the available wallets with final balance and total expenditure with income of the month.
The company recently unveiled bank connection function, by which you can connect your local bank account with Netbanking credentials. You are only giving them read-only access, so need to worry about data misuse here. I connected my Credit Card and the app was able to pull all the necessary information with ease.
Other functionalities include a detailed overview of spending habits with graphs, edit/delete categories, and protect the app with face ID/password option. The widget option lets you quickly glance over the wallet balance and add a swift transition from there.
Download play for mac os. The app is available on Android and Web too.
Download Spendee for iOS Also on Guiding TechExpensify vs. Shoeboxed: Which Expense Manager is Right for You
Read More2. Toshl
Toshl is one of the oldest (and robust) expense trackers. A couple of years ago, the app went through a huge makeover on all platforms. And you can see the effort in the app UI.
Unlike the basic dark/light theme, the app follows and give the user paper-like feel with a light-yellow background. By default, it takes you to the expenses page. The other information is hidden in the app UI.
Swipe left to see the wallets, budgets, and export options. The River Flow is a unique one that gives you a 'river flow' style chart with income, expenses, and budget.
Similar to Spendee, Toshl has added the bank connection function to let you automatically add bank entries directly to the app. The app follows the familiar design on every platform so you will feel right at home on Android and Web.
3. Money Lover
Money Lover keeps it simple with a light theme with a green touch. The app takes you directly to the main page with added expenses organized with days.
The major options rest at the bottom, which is nice. My only problem with the UI is, (as I frequently switch among wallets) the ability to switch among wallets is placed way too high at the upper-left corner.
As always, the functions include reports with graphs, budget planning, bills, the ability to lock the app with Face ID, and more. Strangely, there is an icon store in the app, where one can buy category icons for the app. Need for speed most wanted mclaren.
The bank connection functionality is available too. But I found the number of supported banks are less than the rivals. You can carry over all the data to Android and Web too.
Download Money Lover for iOS Also on Guiding TechTop 15 Excel for iOS Keyboard Shortcuts for Better Productivity
Read More4. Wallet – Daily Budget & Profit
Wallet by BudgetBackers is more of a financial assistant than an expense tracking app. The application follows the default iOS design cues with bottom bar options and lots of white throughout the UI.
Now, of course, you can add expenses, income, create budgets, add bills, and more.
The differentiating factor is the Wallet Now functionality. It gives you a detailed overview of total accounts. One can also see the current currency rates and the latest blogs about financial planning from the menu.
Use Ipad App On Mac
The bank account connectivity is available too. And Wallet has the highest number of supported banks compared to the other apps on this list.
Also, the app features Wallet Assistant and Location tracking functionality.
Download Wallet for iOS5. Wally
Wally is one of the popular expense tracker apps for the iOS ecosystem. The app presents all information to the user at first glance. You can see the remaining budget, added data entries, last week's graph, and categories.
My only gripe with the UI is that the app is way too white and the menu options are small. You'll often find yourself clicking on wrong options accidentally.
As usual, you can add reminders, expenses, create budget and more with the Wally. Linking bank account is also available as a paid option.
Wally supports the Android platform, but there isn't a web app available right now.
#finance
Click here to see our finance articles pageWhich App Is the Best to Track Expenses?
All the apps mentioned above nail the basic functionality with expense tracking and budgeting options. And they all support bank connections too. You may go with an option that matches with your spending habits and has a supported bank of your preference. I use Spendee. What's your pick?
Next up: Although the Crypto market isn't hot as it was in late 2017, the companies are still experimenting with different cryptocurrencies and new ICO. Read the post below on how to find them.
The above article may contain affiliate links which help support Guiding Tech. However, it does not affect our editorial integrity. The content remains unbiased and authentic.Read NextHow to Find New Cryptocurrencies/Altcoins & ICO'sAlso See#finance #comparison
Did You Know
Google PhotoScan lets you scan your old photos, minus the flash.
More in iOS
20 Best iPhone Apps With Useful Widgets
If you are looking for the best personal finance app for your iPhone and iPad, you are the right place. You can see here 15 best personal finance apps for iPhone, iPad and other iOS, that allows you to manage your financial management and making the right financial decision.
Best Personal Finance Apps
1. Daily Budget Original Pro ( iPhone + iPad ) :-
If you want to calculate your daily budget, plan & save for big spending, basic categories for expenses and backup safely on your iPhone and iPad, you can use Daily Budget Original Pro app on your iPhone and iPad.
With the help of Daily Budget app, you can sync your data, you can encrypt it before uploading it to the cloud. There are also lots of paid features such as customizable categories, data encryption, PIN protection, Multi users through Dropbox, Remove ads, CSV file export, analysis graphs and more.
2. HomeBudget with Sync ( iPhone + iPad + Apple Watch ) :-
HomeBudget with Sync app helps you to track your expenses, income, bills-due and account balances. With the helpo of this app, you can create or edit or delete expenses and recurring expenses, you can attach photo or images of receipts, you can drag and resize images on screen, you can search expense entries, you can create or edit or delete income and recurring income, you can also create or edit or delete bills and recurring bills, you can make payment on bills either an as expense or as a transfer and you can view transactions and do transfer between accounts, you can export data or reports by email or through WiFi. HomeBudget with Sync app has lots of features such as support for multiple currencies and automatic exchange rate conversion, optionally associate an account and payee with an expense, calendar and list view of bills, bill reminders, set a budget, and track expenses at the category or sub-category level, suppots for accounts like checking, savings, Credit, Debit, Cash etc; automatically sync multiple devices, backup or restore complete application data including all receipts and much more.
3. MoneyWiz 2 – Personal Finance Manager ( iPhone + iPad + Apple Watch ) :-
This is one of the most user-interface, powerful and beautiful finance app for iPhone, iPad and Apple Watch. MoneyWiz 2 has lots of unique features such as accounts-you can choose from variety of Accounts like Credit Card, checking, saving, loan, cash, investment or brokerage or online banking; Budget- you can monitor your transactions and assign them; Bills-you can browse all your bills in list or on calender and, see projections for any period with one finger tap; Worldwide online Banking- you can connect your online banking into MoneyWiz; Transactions entry- you can customize what fields you want to use, configure setting for each field, use the pull-down gesture to save a transaction; Protection- you can protect your data with PIN; Dashboard- you can fill it with multiple widgets which you can re-arrange and configure and, you can do much more.
4. Mint:Personal Finance & Money ( iPhone + iPad + Apple Watch ) :-
Are you looking for a free money manager and financial tracker app? If yes, you can install Mint-A personal finance and money app on your iPhone, iPad and Apple Watch. With the help of Mint app, you can manage all your finance easily with safely, you can keep track of your credit score to help you can be smart about it, no credit card required, you can track and pay bills and you can see your account balances and, you can also create budget effortlessly. Mint app has several amazing and useful features such as save time & money, budget better, be smart about your credit score, get bill pay reminders, stay secure, syncs with the Mint web app and, much more.
5. YNAB – Budget, Personal Finance, Expense Tracker ( iPhone + iPad + Apple Watch ) :-
YNAB is one of the best and popular personal finance app for iPhone, iPad and Apple Watch users. With the help of YNAB app, you can easily connect all your accounts at one place, you can access to all your data and makes it simple to share finances with your partner, you can set and track goals to reach them faster and, you can also view detailed reports, visual spending and trend reports and help you measure progress and improve.
6. Acorns: Invest Spare Change ( iPhone + Apple Watch ) :-
If you want to save and invest small amounts regularly into your own diversified portfolio, you can use Acorns App on your iPhone and Apple Watch. With the help of Acorns app, you can invest your spare change into a diversified portfolio of ETFs of more than 7,000 stocks and bonds, you can easily invest with recurring investments like-daily, weekly, monthly, one-time investments, referrals and found money, you can watch your progress anytime, anywhere and, you can also protect against fraud. Acorns app has several amazing and useful features such as SIPC protected, gain access to online personal finance publication, grow magazine, withdraw anytime and, much more.
7. Credit Karma: Credit Scores, Reports & Alerts ( iPhone ) :-
Credit Karma is one of the best, powerful and secure personal finance app for iPhone users. With the help of Credit Karma app, you can get your free credit scores, reports & alerts, with the help of free education, tips and tools of Credit Karma app, you can understand your scores and reports then you can make informed financial decisions, with the help of personalized recommendations, you can get credit cards and loans.
8. Wally – Smart Personal Finance ( iPhone ) :-
If you are looking for the simplest personal finance app on your iPhone that way to track your expenses, income, set a savings target and scan receipts. With the help of Wally-Smart Personal Finance app, you can watch your balance your income & expenses, you can understand where your money goes, you can easily track a daily budget, you can scan receipts and, you can also do much more.
9. PocketGuard: Personal Finance, Budget & Bills ( iPhone + Apple Watch ) :-
Do you want to keep your financial accounts in a place securely? If yes, you can use PocketGuard app on your iPhone and Apple Watch. With the help of PocketGuard app, you can easily sync all of your personal finance accounts in one place like- bank accounts, credit cards, loans, savings & investments, you can track your income, bills and recurring subscriptions, you can create spending limits, you can receive alerts and reminders, you can compare your current month's spending to your average, you can watch your daily, weekly and monthly budgets and, you can also set and reach your saving goals.
10. Personal Capital Budgeting & Investing ( iPhone + iPad + Apple Watch ) :-
It is one of the most trusted and updated personal finance app for iPhone, iPad and Apple Watch users. With the help of Personal Capital Budgeting & Investing app, you can track and manage your financial life, you can understand, manage and grow your net worth and, you can also see all of your accounts in one place, you can set a spending target and track it on to go, you can review new transactions, you can create and follow a budget, you can monitor credit card balances, you can see detailed income and spending by category or payee and, you can also compare your portfolio against major market benchmarks and stay on track to meet your investing goals.
11. EveryDollar Easy Budgeting App ( iPhone ) :-
If you want to make monthly budgets effortlessly, you can use EveryDollar Easy Budgeting app on your iPhone. With the help of EveryDollar app, you can create a fully customized monthly budget in minutes, you can track spending as it happens in a few seconds, you can watch what you have spent and what's remaining for the month, you can access your budget through the app or desktop browser, you can sign in with Touch ID and, you can also split transactions across multiple budget items.
12. Fudget: money management ( iPhone + iPad ) :-
Fudget is one of best and user-interface money management apps for iPhone and iPad. Fudget has lots of powerful and unique features such as one-tap adding & editing, no time constraints, learn the interface in seconds, create simple lists of incomings and expenses, passcode lock & login, Touch ID login, Dropbox save & restore, themes, calculator, export CSV and, much more.
13. Goodbudget Budget Planner ( iPhone ) :-
With the help of Goodbudget Budget Planner app, you can make sense of your budgeting and spending with in -app reports, you can share a budget with sync across multiple phones or the web, you can know how to modify your budget after analyzing reports, you can track your bank balances in addition to envelope balances, you can schedule transactions and, you can do much more.
14. Mvelopes – Budget App & Envelope Budgeting ( iPhone + iPad ) :-
Finance App For Mac And Ipad Pro 10.5
If you want to use one of the best budget app and envelope budgeting on your iPhone and iPad, you can install Mvelopes app on your iPhone and iPad. With the help of Mvelopes app, you can plan and track your household or personal budget, you can assign and manage your budget, you can track your bank accounts and credit card balances alongside your budget to pay off your debt and increase saving faster, you can import your bank and credit card accounts and track your spending, you can ujse digital envelope budgeting system to organize and simplify your finances, you can easily access or adjust your budget on the go and, you can also watch savings and credit card balances in one place.
15. Wealthfront ( iPhone ) :-
Finance App For Mac And Ipad Pro 11
Wealthfront is one of the most comprehensive automated financial planning and investing solution apps for iPhone, that serve as your personal roadmap to financial freedom. Wealthfront has lots of unique and time tested features such as tax loss harvesting, direct indexing, advanced indexing and more.
